Yvonne Lian
- Ordinary 30 year old, a mummy and a cancer survivor (to date), and a financial planner.
- Specializing in group/ portable and personal insurances & events
- "Believing that everyone deserves more, No matter which walk of life you come from"
- Business comes to you if you are genuine enough
My humble story
At age 18, I had already bought few policies with my relative and seniors. So did my family and my kampong of relatives. Signing blindly and not reading and understanding my policies got me into BIG trouble.
Why?
at age 20, I began my first job at a bank. Barely a year, at 21 years old, in the month of July, I went for employee X ray check up by SATA, and my health was fine. Nearing September, SATA came again by mistake/ or perhaps company mistake which I never knew anyway.. I did another X ray as I wanted to slack (yea the typical lazy bum)
the horror journey started.
What came next was a series of shocks
- SATA informed me I had grown a 14cm tumor. It had filled up the empty space and this explains why I was having flu and coughing more often
- within span of days, I was already doing my biopsy, going through chemo and radiotherapy. 12 sessions each.
- n what? I realize none of my insurances were of use.
- I had signed BLINDLY. Mistrusted. Misjudged.
It dawned on me suddenly the world is really collapsing. I'm worried about my job, my studies, my boyfriend whom I just got together, my BILLS. My parents. N oh my illness bears no specific / clear symptoms beside flu & more flu.
I became a burden? In my own opinion.
Of cos, I was never a burden in the eyes of my beloved family and boyfriend-turned-husband.
The journey was made much more relaxing with the help of many. I lost friends along the way, I made new friends, and got to know who are those who love me for who I am (oh ya botak a year , 42 to 65kg!)
worse?
Insurance companies aint willing to pay me for the critical illness riders I had / my agent Mia -- yes? Missing / resigned.
My medical bills, needless to say, was a bomb. It wiped some of me & my dad's medisave (got withdrawal limit). And the tons of cash that we paid until everyone lost count.
I wished I had kept some bills but anyway, the Internet is great, just run a Google search or call any hospital to enquire. All I kept were some photos of the botak me. And the phobia of injections. Along the years, we roughly counted the bills amounting to 300k before subsidy (I could be wrong?) I also could not work for about 2 years which meant wiping out my savings too as I needed to spend right? I also need to buy tonics too.
Again I'm worried for all the bills. Luckily, my job back then covered most of my bills and even paid me bonus.
Labelling
But hey, when I went back to work about 2 years later, no matter how hard I performed, I was labeled easily as a "weakling", "cancerous ", "do not stress her".
I gave up working in that bank after few years. Which I then switched from admin role to a daring sales role.
Switching jobs
But, take note, switching was not easy. I went through tons of interviews. Everyone probably find me a chore to handle/ incapable or just questioned me on my cancer past. It took me about a year in search of a company that is willing to take me in but does not cover my cancer condition.
Infertilty?
Cancer, also brought me the gift of - infertility.
Which I never knew. Nobody told me.
Years later, I thought hey, it's finally past 5 years, I really want to try for a kid. And tadah! It was a bingo at first try. But my pregnancy, wasn't the least smooth. I bed rest entire pregnancy.
But all was worth it. I gave birth to a healthy bumblebee, who is turning 3 soon.
DREAMS turned reality
Today,
i just enjoy running events. I love to help. I wanna change image of agents.
So I have combined everything I wanted. And conducting educational fun, interactive talks and workshops for people from all walks of life. Combining work and goals all together.
I believe, I'm not too good with words. But when people care about themselves, and when people understand me more, I trust sales will come some day. But more importantly, I get to change, lives. Every little bit counts. I'm no hero, but I can start from zero and become my hero in my world.
- Ordinary 30 year old, a mummy and a cancer survivor (to date), and a financial planner.
- Specializing in group/ portable and personal insurances & events
- "Believing that everyone deserves more, No matter which walk of life you come from"
- Business comes to you if you are genuine enough
My humble story
At age 18, I had already bought few policies with my relative and seniors. So did my family and my kampong of relatives. Signing blindly and not reading and understanding my policies got me into BIG trouble.
Why?
at age 20, I began my first job at a bank. Barely a year, at 21 years old, in the month of July, I went for employee X ray check up by SATA, and my health was fine. Nearing September, SATA came again by mistake/ or perhaps company mistake which I never knew anyway.. I did another X ray as I wanted to slack (yea the typical lazy bum)
the horror journey started.
What came next was a series of shocks
- SATA informed me I had grown a 14cm tumor. It had filled up the empty space and this explains why I was having flu and coughing more often
- within span of days, I was already doing my biopsy, going through chemo and radiotherapy. 12 sessions each.
- n what? I realize none of my insurances were of use.
- I had signed BLINDLY. Mistrusted. Misjudged.
It dawned on me suddenly the world is really collapsing. I'm worried about my job, my studies, my boyfriend whom I just got together, my BILLS. My parents. N oh my illness bears no specific / clear symptoms beside flu & more flu.
I became a burden? In my own opinion.
Of cos, I was never a burden in the eyes of my beloved family and boyfriend-turned-husband.
The journey was made much more relaxing with the help of many. I lost friends along the way, I made new friends, and got to know who are those who love me for who I am (oh ya botak a year , 42 to 65kg!)
worse?
Insurance companies aint willing to pay me for the critical illness riders I had / my agent Mia -- yes? Missing / resigned.
My medical bills, needless to say, was a bomb. It wiped some of me & my dad's medisave (got withdrawal limit). And the tons of cash that we paid until everyone lost count.
I wished I had kept some bills but anyway, the Internet is great, just run a Google search or call any hospital to enquire. All I kept were some photos of the botak me. And the phobia of injections. Along the years, we roughly counted the bills amounting to 300k before subsidy (I could be wrong?) I also could not work for about 2 years which meant wiping out my savings too as I needed to spend right? I also need to buy tonics too.
Again I'm worried for all the bills. Luckily, my job back then covered most of my bills and even paid me bonus.
Labelling
But hey, when I went back to work about 2 years later, no matter how hard I performed, I was labeled easily as a "weakling", "cancerous ", "do not stress her".
I gave up working in that bank after few years. Which I then switched from admin role to a daring sales role.
Switching jobs
But, take note, switching was not easy. I went through tons of interviews. Everyone probably find me a chore to handle/ incapable or just questioned me on my cancer past. It took me about a year in search of a company that is willing to take me in but does not cover my cancer condition.
Infertilty?
Cancer, also brought me the gift of - infertility.
Which I never knew. Nobody told me.
Years later, I thought hey, it's finally past 5 years, I really want to try for a kid. And tadah! It was a bingo at first try. But my pregnancy, wasn't the least smooth. I bed rest entire pregnancy.
But all was worth it. I gave birth to a healthy bumblebee, who is turning 3 soon.
DREAMS turned reality
Today,
i just enjoy running events. I love to help. I wanna change image of agents.
So I have combined everything I wanted. And conducting educational fun, interactive talks and workshops for people from all walks of life. Combining work and goals all together.
I believe, I'm not too good with words. But when people care about themselves, and when people understand me more, I trust sales will come some day. But more importantly, I get to change, lives. Every little bit counts. I'm no hero, but I can start from zero and become my hero in my world.